[UPDATED] Buy from any PlayStation PSN region inc. Turkey at face value with CryptoPay.me OR Crypto.com Virtual Visa Card - NO VPN Required | hotukdeals (2024)

There appears to be an issue with newly issued CryptoPay virtual visa cards that have a 2025 year end expiry date preventing cards from being added to PSN or from purchase transactions being completed successfully. Users on Dealabs (confirmed in their own 'How To' Guide by user Mikanime) have apparently been in touch with CryptoPay support about the issue, who confirmed there remains an issue with these newly issued cards.

Advised workaround: Where your CryptoPay.me virtual visa card has a year end expiry date of 2025, please change this to 2024 on adding the card as a payment method to PSN.

UPDATED 10/12/21 - NEW CONFIRMED METHOD - CRYPTO.COM VIRTUAL VISA

As reported by a few HUKD users, I have confirmed the CRYPTO.COM virtual visa card to be working on non-UK PSN stores. I have only personally tested purchases on the Turkish PSN store (both PS+ subscription and game purchases) with 100% success, with Turkey being the current go to option I have stopped short of testing other regions.

HOW TO GUIDE:

1) Sign up for an account via the CRYPTO.COM iOS / Android app, you will need to provide a photograph of your ID e.g. a driving licence along with a selfie in line with their customer onboarding, KYC and anti-money laundering procedures.

2) Once your account is open, proceed to order one of their Visa debit cards. NOTE - It is recommended you opt for the 'Midnight Blue' Card as this does not require a CRO stake balance to apply for the card. NOTE - Initially, this is a physical card application and you will be required to complete additional address verification via the app. Once your card request is approved, you will be able to view a Virtual Visa version of the card via the app. NOTE - Once you have your virtual visa card, please click 'Enable International Usage' in the app.

3) Top-Up the virtual visa card via the CRYPTO.COM app. NOTE - The only option is to load the card via a debit or credit card payment e.g. from your regular bank. The minimum top up is £20. Please note however there are zero fees for loading the card. NOTE - Unlike CryptoPay.me cards you CANNOT unload the card / withdraw a remaining balance after a PSN purchase, therefore it is recommended that you carefully calculate the total cost of your PSN purchase and then Top-Up the card accordingly. From my own testing CRYPTO.COM appear to be using a very similar currency conversion rate to that used on the Google Currency Converter.
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4) Add the CRYPTO.COM virtual visa card as a payment method on your PSN account. NOTE - From my own testing I have found this needs to be done directly via account management on the PS4 or PS5 Console for the card to be added successfully without errors. NOTE - When adding the card as a payment method you MUST use the Turkish address you used when setting up your PSN account or the process may fail.

5) VOILA! Complete your PS+ or game purchase on PSN. NOTE - From my own testing I have found that any purchases need to be made via the PS4 or PS5 console directly for the transaction to complete 100% at the first time of asking.

UPDATED 09/12/21.

Guide updated to address a few questions that I see on a regular, if not daily basis. Please note that CryptoPay.me Virtual Visa cards remain the only / current go-to option for purchasing from non-UK PSN Stores. This method has been tested extensively by myself and numerous other regular HUKD users in the thread. Please note however that CryptoPay along with all other EU regulated banks and payment and e-wallet processors are currently implementing 2 factor / passcode security mechanisms which are somewhat incompatible with the PSN store - you may see occasional errors if attempting to purchase via the PSN website or the iOS / Android PlayStation apps. For this reason it is recommended that you complete any purchases via the PS4 or PS5 console directly.

I have received reports that Crypto.com (different Crypto payment provider altogether) cards are working on non-UK PSN stores, including Turkey. I have yet to test this method, so cannot personally recommend this approach (testing ongoing), however other members in the thread may be able to assist.

COMMON QUESTION 1 - Can I pay with Revolut, Starling or Monzo?

ANSWER - The short answer is NO. These cards are Geo-Blocked at Sony's end, all payment card BINS (first 6 digits of any payment card issued by these providers) of UK origin e.g. where the customer is a resident of the UK are blocked on all non-UK PSN stores. This has been the case for well over 12 months, if not 2 years plus in some cases.

COMMON QUESTION 2 - Can I buy games off the Turkish, Argentinian or Brazilian Xbox stores using a CryptoPay card?

ANSWER - The short answer is NO. Microsoft have long since Geo-Blocked Crypto-Pay virtual visa BIN numbers.

COMMON QUESTION 3 - Do I really have to pay the monthly £1 fee to CryptoPay?

ANSWER - The short answer is NO. If you simply unload any remaining balance from the CryptoPay card after your PSN purchase, you will NOT be charged the £1 monthly fee.

HOW TO GUIDE FOR CRYPTOPAY.ME VIRTUAL VISA

Method for buying from non-UK PSN regions using a free CryptoPay Virtual Visa Card. This method may well also work for the EU residents browsing this site, see notes below. Tested on following PSN region stores:

Turkey - Works 100%
India - Works 100%
United States - Works 100%
Canada - Works 100%
Indonesia - Works 100%

India - UPDATED 17/02/21 - Working 100% (Omit numbers from post code when adding card as payment method on PSN, credit to @Serpico73 for testing and figuring this out)

The card may well work on other region PSN stores, however the above stores cover most bases and are generally considered the most cost effective stores overall.

METHOD:
1) Apply for an an account at CryptoPay.me, you will need a Tier 3 account to get the free Virtual Visa Card.

2) Once account is approved you can get free Virtual Visa Cards in both GBP and Euro currencies if a UK resident, EU residents can also apply for an account and obtain an EU currency card.

NOTE - Loading funds to the card is a two step process, you first need to load funds to your CrypoPay GBP / Euro account from a personal bank account in your name, after which funds can then be moved to your card. To keep the card there is a £1 monthly service fee for the GBP card and 1 Euro for the Euro currency card (if you choose to have one). The loading fee for moving funds from the CryptoPay GBP account to the GBP card is 1% and the foreign transaction fee is 3%. Having run a few test transactions this broadly equates to the rates you find on the Google Currency converter give or take a few pence and so are quite reasonable.

UPDATE 09/12/21 - See answer to Question 3 above in respect of the £1 monthly card fee.

3) Add the Virtual Visa Card as a payment method on PSN (adding card on browser, iOS app and console all appear to work), ensuring you use your valid / legitimate UK billing address. The only thing you wont' be able to change on PSN is the default country.

NOTE - The opening of the account and initial loading of funds is not an instant process, verification checks will be made at their end including the first bank transfer you make to the card, have some patience.

OTHERWISE, ENJOY!

FYI - Tested card on Xbox stores, not accepted on Argentina, Turkey or Brazil stores sadly. Sorry.